Previously Known As : Idfc Floating Rate Fund
Bandhan Floating Rate Fund Datagrid
Category Floater Fund
BMSMONEY Rank 9
Rating
Growth Option 27-01-2026
NAV ₹13.25(R) +0.02% ₹13.59(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.82% 7.25% -% -% -%
Direct 7.44% 7.81% -% -% -%
Benchmark
SIP (XIRR) Regular 5.18% 7.07% -% -% -%
Direct 5.84% 7.66% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.75 1.12 0.73 2.49% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.94% 0.0% -0.12% 0.6 0.62%
Fund AUM As on: 30/12/2025 301 Cr
Top Floater Fund
Fund Name Rank Rating
Kotak Floating Rate Fund 1
Hdfc Floating Rate Debt Fund 2
Icici Prudential Floating Interest Fund 3

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
BANDHAN FLOATING RATE FUND - REGULAR PLAN MONTHLY IDCW 10.12
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - REGULAR PLAN WEEKLY IDCW 10.12
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - REGULAR PLAN DAILY IDCW 10.12
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - DIRECT PLAN DAILY IDCW 10.12
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - DIRECT PLAN WEEKLY IDCW 10.12
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - DIRECT PLAN MONTHLY IDCW 10.13
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - REGULAR PLAN QUARTERLY IDCW 10.32
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - DIRECT PLAN QUARTERLY IDCW 10.36
0.0000
0.0100%
BANDHAN FLOATING RATE FUND - REGULAR PLAN ANNUAL IDCW 10.69
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - DIRECT PLAN ANNUAL IDCW 10.75
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - REGULAR PLAN GROWTH 13.25
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - REGULAR PLAN PERIODIC IDCW 13.26
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - DIRECT PLAN PERIODIC IDCW 13.29
0.0000
0.0200%
BANDHAN FLOATING RATE FUND - DIRECT PLAN GROWTH 13.59
0.0000
0.0200%

Review Date: 27-01-2026

Beginning of Analysis

Bandhan Floating Rate Fund is the 9th ranked fund in the Floater Fund category. The category has total 12 funds. The 2 star rating shows a poor past performance of the Bandhan Floating Rate Fund in Floater Fund. The fund has a Jensen Alpha of 2.49% which is lower than the category average of 3.16%, showing poor performance. The fund has a Sharpe Ratio of 1.75 which is lower than the category average of 2.36.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Bandhan Floating Rate Fund Return Analysis

  • The fund has given a return of -0.03%, 0.87 and 2.29 in last one, three and six months respectively. In the same period the category average return was 0.11%, 1.08% and 2.45% respectively.
  • Bandhan Floating Rate Fund has given a return of 7.44% in last one year. In the same period the Floater Fund category average return was 7.53%.
  • The fund has given a return of 7.81% in last three years and ranked 9.0th out of 12 funds in the category. In the same period the Floater Fund category average return was 8.01%.
  • The fund has given a SIP return of 5.84% in last one year whereas category average SIP return is 6.13%. The fund one year return rank in the category is 9th in 12 funds
  • The fund has SIP return of 7.66% in last three years and ranks 8th in 12 funds. Franklin India Floating Rate Fund has given the highest SIP return (8.27%) in the category in last three years.

Bandhan Floating Rate Fund Risk Analysis

  • The fund has a standard deviation of 0.94 and semi deviation of 0.62. The category average standard deviation is 0.91 and semi deviation is 0.61.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.12. The category average VaR is -0.1 and the maximum drawdown is -0.14. The fund has a beta of 0.6 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.08
    0.08
    		-0.10 | 0.28 11 | 12 Poor
    3M Return % 0.70
    0.98
    		0.64 | 1.34 11 | 12 Poor
    6M Return % 1.96
    2.25
    		1.70 | 2.75 11 | 12 Poor
    1Y Return % 6.82
    7.11
    		6.54 | 7.80 8 | 12 Average
    3Y Return % 7.25
    7.59
    		6.85 | 8.00 11 | 12 Poor
    1Y SIP Return % 5.18
    5.71
    		4.76 | 6.42 10 | 12 Poor
    3Y SIP Return % 7.07
    7.31
    		6.64 | 7.68 11 | 12 Poor
    Standard Deviation 0.94
    0.91
    		0.49 | 2.23 8 | 12 Average
    Semi Deviation 0.62
    0.61
    		0.32 | 1.50 8 | 12 Average
    Max Drawdown % -0.12
    -0.14
    		-0.90 | 0.00 9 | 12 Average
    VaR 1 Y % 0.00
    -0.10
    		-1.24 | 0.00 11 | 12 Poor
    Average Drawdown % -0.12
    -0.10
    		-0.38 | 0.00 9 | 12 Average
    Sharpe Ratio 1.75
    2.36
    		0.98 | 3.86 10 | 12 Poor
    Sterling Ratio 0.73
    0.76
    		0.69 | 0.79 10 | 12 Poor
    Sortino Ratio 1.12
    2.03
    		0.53 | 4.48 10 | 12 Poor
    Jensen Alpha % 2.49
    3.16
    		-1.28 | 4.72 11 | 12 Poor
    Treynor Ratio 0.03
    0.04
    		0.02 | 0.06 11 | 12 Poor
    Modigliani Square Measure % 7.59
    9.29
    		3.71 | 14.67 10 | 12 Poor
    Alpha % -0.72
    -0.38
    		-0.99 | -0.01 11 | 12 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.03 0.11 -0.08 | 0.29 11 | 12 Poor
    3M Return % 0.87 1.08 0.72 | 1.50 9 | 12 Average
    6M Return % 2.29 2.45 1.86 | 3.08 9 | 12 Average
    1Y Return % 7.44 7.53 6.86 | 8.35 8 | 12 Average
    3Y Return % 7.81 8.01 7.34 | 8.49 9 | 12 Average
    1Y SIP Return % 5.84 6.13 5.09 | 7.05 9 | 12 Average
    3Y SIP Return % 7.66 7.73 7.11 | 8.27 8 | 12 Average
    Standard Deviation 0.94 0.91 0.49 | 2.23 8 | 12 Average
    Semi Deviation 0.62 0.61 0.32 | 1.50 8 | 12 Average
    Max Drawdown % -0.12 -0.14 -0.90 | 0.00 9 | 12 Average
    VaR 1 Y % 0.00 -0.10 -1.24 | 0.00 11 | 12 Poor
    Average Drawdown % -0.12 -0.10 -0.38 | 0.00 9 | 12 Average
    Sharpe Ratio 1.75 2.36 0.98 | 3.86 10 | 12 Poor
    Sterling Ratio 0.73 0.76 0.69 | 0.79 10 | 12 Poor
    Sortino Ratio 1.12 2.03 0.53 | 4.48 10 | 12 Poor
    Jensen Alpha % 2.49 3.16 -1.28 | 4.72 11 | 12 Poor
    Treynor Ratio 0.03 0.04 0.02 | 0.06 11 | 12 Poor
    Modigliani Square Measure % 7.59 9.29 3.71 | 14.67 10 | 12 Poor
    Alpha % -0.72 -0.38 -0.99 | -0.01 11 | 12 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Floating Rate Fund NAV Regular Growth Bandhan Floating Rate Fund NAV Direct Growth
    27-01-2026 13.2535 13.5877
    23-01-2026 13.2514 13.5846
    22-01-2026 13.2512 13.5841
    21-01-2026 13.2316 13.5638
    20-01-2026 13.2338 13.5658
    19-01-2026 13.2374 13.5692
    16-01-2026 13.2428 13.5741
    14-01-2026 13.2529 13.5839
    13-01-2026 13.2612 13.5922
    12-01-2026 13.2722 13.6032
    09-01-2026 13.2617 13.5917
    08-01-2026 13.2603 13.5901
    07-01-2026 13.2604 13.5899
    06-01-2026 13.264 13.5934
    05-01-2026 13.2577 13.5867
    02-01-2026 13.2641 13.5925
    01-01-2026 13.2683 13.5965
    31-12-2025 13.2627 13.5906
    30-12-2025 13.2592 13.5868
    29-12-2025 13.264 13.5914

    Fund Launch Date: 18/Feb/2021
    Fund Category: Floater Fund
    Investment Objective: The Fund seeks to generate returns by creating a portfolio that is primarily invested in floating rate instruments, including fixed rate instruments swapped for floating returns and other debt and money market instruments.
    Fund Description: An Open-ended Debt Scheme predominantly investing in floating rate instruments includingfixed rate instruments converted to floating rate exposures using swaps/derivatives
    Fund Benchmark: Nifty Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.